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GoCardless

PaymentsLow RiskVerified 2026-03-05
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Overview
Headquarters๐Ÿ‡ฌ๐Ÿ‡ง GBLondon
US IncorporatedNo
CLOUD Act ExposureNo
InfrastructureAmazon Web Services
NotesRemains independent as of March 2026. Mollie announced acquisition for EUR 1.1B on 2025-12-11, expected to close mid-2026 pending regulatory approval. GoCardless is FCA-regulated and primarily processes bank-to-bank payments.
Regions (2 in 2 countries)
๐Ÿ‡ฌ๐Ÿ‡ง GB
London ยท London
๐Ÿ‡ฎ๐Ÿ‡ช IE
Dublin ยท Dublin
Compliance & Data

Certifications

โœ— SOC 2โœ“ ISO 27001โœ“ GDPRโœ— HIPAAโœ— PCI DSS

Data Types Handled

Payment DataPII
Applicable Laws (2)
UK GDPRUnited Kingdom

UK has its own adequacy decisions separate from the EU. Transfers from the UK follow UK-specific rules.

Max fine: 4% of global annual turnover or GBP 17.5Mvia ๐Ÿ‡ฌ๐Ÿ‡ง GB

Cross-border transfers to non-adequate countries require SCCs, BCRs, or other safeguards.

Max fine: 4% of global annual turnover or EUR 20Mvia ๐Ÿ‡ฎ๐Ÿ‡ช IE